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How to request payments?

Steps to set up a PayLynk (payment request link)

With PayLynk, you can request payments from your verified business counterparties, such as clients, buyers, or trading partners, by simply generating a PayLynk and sharing it with them. Your counterparty can then pay in fiat or cryptocurrency, making the process fast, flexible, and hassle-free.

You can start transacting with your counterparty once they have created an XREX Pay profile and successfully completed the verification process. New counterparty? See “How do I invite my counterparty?” to get them set up first.

Steps to create a PayLynk

  1. Log in to your XREX Pay account.

  2. In the homepage Quick actions section, click Request payment.

  3. Under Request payment from, select a verified counterparty.

  4. Fill in the Shipment stage, Purpose of payment, Payment amount, and Payment request expires on fields.

    • Provide a description in the field shown if you select “Others” for Purpose of payment.

    • The payment request will expire at 23:59 on the selected date, based on the timezone where you created the PayLynk.

  5. Upload the supporting documents required for your selected Shipment stage:

Shipment stage

Supporting documents

Pre-shipment advance

Any one of the following:

  • Proforma invoice (PI)

  • Purchase order (PO)

  • Commercial contract (CC)

  • Other document

Post-shipment

Required:

  • Commercial invoice (CI)

Optional:

  • Transport document

  • Packing list

  • For any optional documents that are not applicable or omitted, please select the checkbox to declare that the transaction does not involve such documents

6. Enter your reference details (optional):

  • Pre-shipment advance: Reference number

  • Post-shipment: Commercial invoice number

7. Click Next: Fee split.

8. Choose how to apply the fee split, either to All payment methods or to Each payment method, as agreed with your counterparty:

  • Borne by you: fee will be deducted from the payment amount you receive

  • Split 50/50: half of the fee will be deducted from your received amount, and the other half will be added to the total amount paid by your counterparty

  • Borne by your customer: fee will be added to the total amount paid by your counterparty

9. Click Next: Review & confirm.

10. Review the payment details, methods & fees to make sure everything is correct, then click Create PayLynk.

Congratulations! You’ve successfully created a PayLynk. You can now share it with your counterparty and track the payment status under XREX Pay -> Transactions (at the bottom of the homepage).

Important notes

  1. Transaction limits: minimum: 100 USD, maximum: 3,000,000 USD

  2. Service fee: check our XREX PayLynk Service Fees for the latest service fee rates

  3. Partial payments: full service fee will be charged on the first payment received

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